Risk Disclosure

Options trading carries meaningful risk and isn't the right fit for every investor. A few things worth keeping in mind:

• You could lose some or all of the capital you invest
• Past performance doesn't guarantee future results
• No trading system or strategy can guarantee profits
• Market conditions can shift quickly and unpredictably
• Leverage in options can amplify both gains and losses
• Bid-ask spreads, commissions, and slippage can affect your returns
• Time decay erodes option value as expiration approaches
• Implied volatility changes can cause rapid price movements
• Liquidity constraints may make it harder to exit positions at favorable prices
• Assignment and early exercise are risks tied to short option positions
• Loss-limiting rules and orders may not always be effective: stop-loss rules, protective orders, and profit targets can fail to execute at their intended levels because of fast markets, price gaps, illiquidity, or technical issues. A position managed with a stop-loss rule can still lose more than the stop level implies

As with any speculative investment, only commit capital you're prepared to lose.

These risks apply to every subscriber, whether you place trades yourself from Maya's alerts or use PeakBot to automate them, since they're about how the signal itself gets generated. Our platform uses algorithmic strategies based on technical analysis and market data. As with any systematic approach, there are some additional factors to be aware of:

• Software errors or bugs: Algorithms can contain programming errors that lead to unintended signals or inaccurate trade recommendations
• Data delays or inaccuracies: Market data feeds can occasionally be delayed, incorrect, or incomplete, which can affect signal quality
• Connectivity issues: Internet outages or technical hiccups can delay signal delivery
• Broker API limitations: Third-party broker systems can experience downtime or rate limiting
• Market structure changes: Strategies that worked historically may perform differently as market conditions evolve
• Overfitting risk: Algorithms optimized on historical data don't always translate to live markets
• Execution differences: Actual trade fills can differ from signal prices due to slippage and market movement

These risks are specific to letting PeakBot execute Maya's signals automatically, on top of the signal risks above, since an order fires without you reviewing it first. If you only receive Maya's alerts and place trades yourself, this section doesn't apply to you. For PeakBot users, a few extra considerations worth understanding:

• Technology hiccups: System issues, platform outages, or connectivity problems can occasionally prevent an order from executing, or place one unintentionally
• Reduced manual oversight: Because execution is automated, there's less opportunity for manual review before a trade goes through
• Execution at unfavorable prices: Orders can fill at prices different from what was expected during volatile markets, especially with market orders
• Trade frequency: Automated systems may trade more often than a manual approach, which can add up in transaction costs
• Compounding errors: An issue in the algorithm or order platform could affect more than one trade before it's caught
• Market gaps: Markets can gap up or down, especially overnight or over weekends, which can affect entry prices for automated systems
• Broker restrictions: Pattern day trading rules, margin requirements, and account limitations can affect automated trading
• Margin calls and liquidations: As with any leveraged trading, automated trading can trigger a margin call or forced liquidation if account equity falls below required levels
• Capital at risk: In unusual market conditions, automated trading, like any trading, carries the possibility of significant losses

TradeWithMaya's subscriber alerts are generated by Maya's paper (simulated) trading account. The same algorithm also runs on a separate live account trading real capital, maintained to demonstrate genuine commitment to the system. Your own live results may naturally differ from the published paper account signals, for reasons like:

• Execution quality: Paper fills assume ideal execution, while live trades can see slippage, partial fills, and rejections
• Liquidity constraints: Paper trading doesn't account for market liquidity limitations that affect larger positions
• Emotional factors: Real money trading involves psychological pressure that isn't present in paper trading
• Market impact: Large orders can move markets, an effect not simulated in paper trading
• Commission and fees: Transaction costs can affect profitability in ways not fully reflected in paper results

We recommend using paper trading to get familiar with our system before committing real capital, with the understanding that live results may still differ from our signals.

TradeWithMaya doesn't make representations or guarantees regarding:

• Profitability or positive returns from following our signals
• Accuracy, timeliness, or reliability of signals
• Specific win rates, profit targets, or success metrics
• Protection from losses or drawdowns
• Consistency of signal frequency or performance

Past performance doesn't guarantee future results. Historical returns shown may not reflect your actual trading results, since execution timing, broker fees, market conditions, position sizing, and risk management all vary from person to person.

Any hypothetical or backtested performance results come with some natural limitations:

• Simulated results don't represent actual trading
• Results can be over-optimized for historical data (curve-fitted)
• Backtests are built with the benefit of hindsight
• Historical market conditions may not repeat
• Survivorship bias can affect results
• No representation is made that any account will achieve similar results

In the standard language used across the industry (CFTC Rule 4.41): Hypothetical or simulated performance results have certain limitations. Unlike an actual performance record, simulated results do not represent actual trading. Also, since the trades have not been executed, the results may have under- or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated trading programs in general are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown.

When you connect PeakBot or another third-party platform to automate execution on our signals, it helps to understand how the pieces fit together:

• PeakBot's platform, uptime, and execution quality are built and run by PeakBot, so those are things we can't control or guarantee
• If PeakBot's systems have an outage, bug, or security issue, that's handled under their terms and support, not ours
• It's worth reviewing PeakBot's own terms alongside ours before connecting your account
• Anything related to execution on PeakBot's platform is best resolved directly with them, since they're the ones running it

TradeWithMaya provides trade signals and, for PeakBot users, the connection that lets those signals reach your brokerage automatically. We don't manage your account, see your balances, or make decisions on your behalf, which naturally shapes where our responsibility ends:

• The trading decisions, and their outcomes, are yours to make and own
• We're relying on you to have the knowledge and experience to evaluate options trades, and to understand the risks laid out in this disclosure
• If you haven't already, it's worth reading the OCC's Characteristics and Risks of Standardized Options
• For advice tailored to your specific situation, that's a conversation for a licensed financial advisor rather than us
• Since we don't have visibility into or control over your account, we're not in a position to be held responsible for trading losses

Before using TradeWithMaya's services, we'd suggest you:

• Start with paper trading to learn the system without risking capital
• Only trade with money you're comfortable putting at risk
• Understand your broker's fees, commissions, and margin requirements
• Review the documentation about our algorithmic system
• Consult a licensed financial advisor about your specific situation
• Test automated trading on a small scale before scaling up
• Check in on your account regularly and stay ready to step in manually if needed
• Keep reasonable account reserves on hand for market volatility